• Contract CFO Services

    Strategic Financial Leadership Without the Full Time Cost
    Serving Katy and Houston, TX

    At Judd CPA & Consulting, we follow a structured process focused on the top 12 drivers of cash flow, because profit does not equal cash flow. This is performed monthly, with targets reviewed annually, to stay aligned with your business goals.

    HOW IT WORKS

    1

    Set Targets

    We set targets across the 12 key cash flow drivers to align with your goals, ensure consistent positive cash flow, and create a clear, measurable financial scoreboard.

    2

    Update Actuals

    We review your monthly financial performance to assess actual results, identify variances, and measure progress against your targets for complete financial visibility.

    3

    Create Forecast

    We create a forward looking forecast using recent financials to project year end gross profit and cash flow and compare it to targets to determine if you’re on track.

    4

    Set Score

    We translate your financials into simple red, yellow, and green indicators to clearly show what’s off track, close, or on target so you know exactly where to focus.

    5

    Create Objectives

    We define up to three specific, measurable objectives that target your weakest performance areas and focus your efforts on the most critical priorities.

    6

    Create Next Steps

    We guide you through identifying next steps aligned to your priority objectives, helping you develop your own solutions while building ownership and long term confidence.

  • Our Structured Fractional CFO Process

    We don’t guess. We follow this 6 step system every month to measure, forecast, and improve your profit and cash flow.

    Step 1: Set Targets

    We establish targets across the 12 key drivers of cash flow that:

    • Align with your definition of success
    • Put your business on track to generate consistent positive cash flow
    • Create clear, measurable financial goals

    👉 This becomes your financial scoreboard

    Step 2: Update Actuals

    We analyze your real financial performance each month:

    • What actually happened
    • Where you’re over or under performing
    • How you compare to your targets

    👉 This gives you full financial visibility

    Step 3: Create Forecast

    We build a forward looking financial forecast:

    • Use prior month financials
    • Project where profit and cash flow will land by year end
    • Compare forecast vs targets

    👉 This identifies whether you are on track or off track

    Step 4: Set Score

    We simplify your financials into clear, actionable metrics:

    • 🔴 Red → Off track
    • 🟡 Yellow → Close to target
    • 🟢 Green → On track

    👉 This highlights exactly where to focus

    Step 5: Create Objectives

    We identify no more than 3 critical objectives that:

    • Are specific and measurable
    • Directly improve your lowest performing drivers
    • Focus on what matters most right now

    👉 This creates clarity and priority

    Step 6: Define Next Steps

    We don’t dictate, we guide you to develop your own solutions:

    • You know your business best
    • We help you understand what needs fixing
    • You define the actions with our guidance

    Why This Matters:

    Creates true buy in and accountability, builds confidence in financial decision making, helps you understand your business in plain language, and positions us as your strategic advisor.

  • Financial Clarity Starts At The Ground Level

    As your business expands, the clarity and reliability of your financial data become just as critical as the decisions you make with it. That’s why our bookkeeping and cash‑flow forecasting services are built to deliver more than basic compliance. We structure your financials to be clean, accurate, and insight‑ready—giving you real visibility into your cash position, upcoming needs, and the financial patterns that drive smarter planning.

    If you’re ready for financials that don’t just stay tidy but actively support better forecasting and stronger strategy, explore our bookkeeping and cash‑flow services and see how seamlessly they integrate with your broader financial leadership.

  • Lets Take Your Business To The Next Level

    Start Building a More Profitable, Cash‑Flowing Business Today

Cookie Use
We use cookies to ensure a smooth browsing experience. By continuing we assume you accept the use of cookies.
Learn More